See if you qualify for the Quebec Health Insurance Plan (RAMQ) and what steps to take. If you qualify, you will be exempt from the Sun Life Financial medical insurance.
The Quebec Health Insurance Plan covers medical and hospital services. It does not cover dental and optometry services, or prescription medications.
We recommend that you take out supplemental health insurance for services not covered by RAMQ.
RAMQ coverage is only valid within Quebec.
If you are not eligible for RAMQ, there are other insurance options available to you.
The following steps only apply to students who reside in a country that has signed a social welfare agreement with Quebec.
You will need the registration form or required attestation in order to get it signed by the authorized institution.
COVID-19 – RAMQ offices are not open to students who wish to request a card. Requests can be made by completing the form Application for a Health Insurance Card. To avoid any delays, send copies all of requested documents.
You will need to upload one of the following two documents to HEC en ligne:
Send these documents before the deadline for tuition fee payments.
The initial premiums you paid for Sun Life Financial insurance will get subsequently reimbursed.
Immediately notify the RAMQ of any change of address.
If you are registered for the last term of your program and are studying part time, you are still eligible for public health insurance with the RAMQ.
COVID 19 – RAMQ offices are not open to students.
If you have received your new CAQ: You must mail in the Application for a Health Insurance Card to renew your RAMQ registration. Enclose the required support documents with the form.
If your insurance coverage (RAMQ) is expiring and you have not yet received your new CAQ: please contact the RAMQ
If you are studying remotely and are not in Quebec, you are still eligible for RAMQ public health insurance and will not have to provide new documents when you return.
In the course of the school year, was your schedule irregular (e.g. part-time studies, a break in your studies)?
Not having valid medical insurance in Quebec is risky. If you find yourself in this situation, please email the Registrar’s Office email@example.com. You will need to take out insurance with Sun Life Financial.