See if you qualify for the Quebec Health Insurance Plan (RAMQ) and what steps to take. If you qualify, you will be exempt from the Sun Life Financial medical insurance.
The Quebec Health Insurance Plan covers medical and hospital services. It does not cover dental and optometry services, or prescription medications.
We recommend that you take out supplemental health insurance for services not covered by RAMQ.
If you are not eligible for RAMQ, there are other insurance options available to you.
The following steps only apply to students who reside in a country that has signed a social welfare agreement with Quebec.
You will need the registration form or required attestation in order to get it signed by the authorized institution.
Students who do not need a CAQ or study permit must schedule an appointment with RAMQ. Tel: 1 877 992-5233
From mid-August to end of September:
Régie de l'assurance maladie du Québec
425 de Maisonneuve Blvd. W
3rd floor, suite 301
Place des Arts Métro (north side of Bleury exit) or McGill station (Union St. exit)
You will need to provide RAMQ with a Montréal address to which they can send your Health Insurance Card. Commercial addresses (such as hotels, youth hostels or universities) are not acceptable. Please note: Immediately notify RAMQ of any change of address.
You will need to upload one of the following two documents to HEC en ligne (click on the section “Insurance – proof”):
Send these documents before the deadline for tuition fee payments.
The initial premiums you paid for Sun Life Financial insurance will get subsequently reimbursed.
Immediately notify the RAMQ of any change of address.
You will need to renew your card. Contact RAMQ
In the course of the school year, was your schedule irregular (e.g. part-time studies, a break in your studies)?
Not having valid medical insurance in Quebec is risky. If you find yourself in this situation, please email the Registrar’s Office email@example.com. You will need to take out insurance with Sun Life Financial.