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Sample budget

Your success at university can hinge on how well you manage your expenses. The following table will provide you with a realistic picture of the expenses you can expect to incur.

Quebec student Canadian, French or Belgian student Other international student
Total for the year (two sessions)* Min. $27,124
Max. $39,924
Min. $34,124
Max. $47,324
Min. $53,835
Max. $67,035
Tuition fees for undergraduate students (15 credits) $2,192 $5,159 $15,294
Cowan insurance – HEC Montréal (per year)** $711
Books (one session) $400
Housing (per month) Rent

($600 with roommate)

Home insurance $20
Heating and electricity*** $60
Telephone, cable, Internet*** $120
Food (per month) Groceries $400
Restaurant and cafeteria meals $150
Transportation (per month) Public transit (Montréal full-time student rate) $57
Car $200
Gas and repairs $200
Indoor parking $180
Personal care and medications (per month) $120
Sports and entertainment (per month) $200
Clothing (per month) $50

*The minimum total budget reflects the financial reality of a student with a roommate, who takes public transport. The maximum total budget reflects that of a student who lives alone and owns a car.

** Supplemental health and dental insurance fees not included.

*** Would be a shared expense for roommates.

Inspired by a tool developed by the Université Laval’s Student Awards and Financial Aid Office

Useful information


Need help?

Get advice from a member of the financial aid team by emailing us at sae.afe@hec.ca.


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