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Pierre-Carl Michaud

Professor,  Department of Applied Economics


Pierre-Carl Michaud

Contact information

HEC Montréal
3000, chemin de la Côte-Sainte-Catherine
Montréal (Québec)
Canada H3T 2A7

Email : pierre-carl.michaud@hec.ca
Phone : 514 340-6466
Secretary: 514 340-6463
Fax : n/d
Office : 4.113

Personal page

Education

  • Ph.D. (sciences économiques), CentER, Tilburg University
  • M.Sc. (économie appliquée), HEC Montréal

Expertise

  • Health Economics
  • Insurance and Savings Economics
  • Applied Econometrics

Current research

  • Economic Challenges of Demographic Change

This publication selection covers the last five years.


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Journal articles (23)


MICHAUD, Pierre-Carl, FONSECA, Raquel, LANGOT, François, SOPRASEUTH, Thepthida; « Understanding Cross-country Differences in Health Status and Expenditures: Health Price Matters », Journal of Political Economy, 2023 (status : accepted).

ACHOU, Bertrand, DÉCARIE, Yann, GODBOUT, Luc, MICHAUD, Pierre-Carl, NAVAUX, Julien, ST-CERNY, Suzie; « Finances of the Nation: Mitigating the Economic Impacts of Population Aging on Growth and Public Revenues—Can the Tax Mix Help? », Revue fiscale canadienne/Canadian Tax Journal, vol. 70, no 4, 2022, p. 885-893.

BOYER, Martin, D'ASTOUS, Philippe, MICHAUD, Pierre-Carl; « Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions? », The Review of Economics and Statistics, vol. 104, no 3, 2022, p. 541-556.

LAURIN, Marianne, MESSACAR, Derek, MICHAUD, Pierre-Carl; « Financial literacy and the timing of tax-preferred savings account withdrawals », Journal of Accounting and Public Policy, 2022 (status : online).

CLAVET, Nicholas-James, HÉBERT, Réjean, MICHAUD, Pierre-Carl, NAVAUX, Julien; « The Future of Long-Term Care in Quebec: What Are the Cost Savings from a Realistic Shift toward More Home Care? », Canadian Public Policy-Analyse de politiques, vol. 48, no S2, 2022, p. 35-50.

BÉDARD, Nicolas, MICHAUD, Pierre-Carl; « Playing with Fire? Household Debt near Retirement in Canada », Canadian Public Policy-Analyse de politiques, vol. 47, no 1, 2021, p. 56-71.

FONSECA, Raquel, MICHAUD, Pierre-Carl, GALAMA, Titus, KAPTEYN, Arie; « Accounting for the Rise of Health Spending and Longevity », Journal of the European Economic Association, vol. 19, no 1, 2021, p. 536-579.

DÉCARIE, Yann, MICHAUD, Pierre-Carl; « Counting the Dead: COVID-19 and Mortality in Quebec and British Columbia During the First Wave », Canadian Studies in Population, vol. 48, no 2-3, 2021, p. 139-164.

LACROIX, Guy, LALIBERTÉ-AUGER, François, MICHAUD, Pierre-Carl, PARENT, Daniel; « The effect of college education on health and mortality: Evidence from Canada », Health Economics, vol. 30, no S1, 2021, p. 105-118.

LUSARDI, Annamaria, MICHAUD, Pierre-Carl, MITCHELL, Olivia S.; « Assessing the Impact of Financial Education Programs: A Quantitative Model », Economics of Education Review, vol. 78, 2020, p. 1-13.

ACHOU, Bertrand, BOISCLAIR, David, D'ASTOUS, Philippe, FONSECA, Raquel, GLENZER, Franca, MICHAUD, Pierre-Carl; « Early Impact of the COVID-19 Pandemic on Household Finances in Quebec », Canadian Public Policy-Analyse de politiques, vol. 46, no s3, 2020, p. 217-235.

FONSECA, Raquel, MICHAUD, Pierre-Carl, ZHENG, Yuhui; « The effect of education on health: evidence from national compulsory schooling reforms », SERIEs : Journal of the Spanish Economic Association, vol. 11, no 1, 2020, p. 83-103.

BOYER, Martin, BOX-COUILLARD, Sébastien, MICHAUD, Pierre-Carl; « Demand for annuities: Price sensitivity, risk perceptions, and knowledge », Journal of Economic Behavior & Organization, vol. 180, 2020, p. 883-902.

MICHAUD, Pierre-Carl, VAN SOEST, Arthur H. O, BISSONNETTE, Luc; « Understanding joint retirement », Journal of Economic Behavior & Organization, vol. 173, 2020, p. 386-401.

BOYER, Martin, DE DONDER, Philippe, FLUET, Claude-Denys, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « Long-Term Care Insurance: Information Frictions and Selection », American Economic Journal: Economic Policy, vol. 12, no 3, 2020, p. 134-169.

BOYER, Martin, DE DONDER, Philippe, FLUET, Claude-Denys, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « A Canadian Parlor Room–Type Approach to the Long-Term-Care Insurance Puzzle », Canadian Public Policy-Analyse de politiques, vol. 45, no 2, 2019, p. 262-282.

BOYER, Martin, DE DONDER, Philippe, FLUET, Claude-Denys, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « Long-term care risk misperceptions », The Geneva Papers on Risk and Insurance : Issues and Practice, vol. 44, no 2, 2019, p. 183-215.

BOISCLAIR, David, DÉCARIE, Yann, LALIBERTÉ-AUGER, François, MICHAUD, Pierre-Carl, VINCENT, Carole; « The economic benefits of reducing cardiovascular disease mortality in Quebec, Canada », PLoS One, vol. 13, no 1, 2018, p. 1-13.

BOISCLAIR, David, LACROIX, Guy, MARCHAND, Steeve, MICHAUD, Pierre-Carl; « Individual Financial Returns from Quebec Pension Plan Reform Options: Analyzing Proposals to Renew a Second-Pillar Retirement Income Program », Canadian Public Policy-Analyse de politiques, vol. 44, no 2, 2018, p. 134-158.

FRENCH, Eric B., MCCAULEY, Jeremy, ARAGON, Maria, BAKX, Pieter, CHALKLEY, Martin, CHEN, Stacey H., CHRISTENSEN, Bent J., CHUANG, Hongwei, CÔTÉ-SERGENT, Aurélie, DE NARDI, Mariacristina, FAN, Elliott, ÉCHEVIN, Damien, GEOFFARD, Pierre-Yves, GASTALDI-MÉNAGER, Christelle, GORTZ, Mette, IBUKA, Yoko, JONES, John B., KALLESTRUP-LAMB, Malene, KARLSSON, Martin, KLEIN, Tobias J., DE LAGASNERIE, Grégoire, MICHAUD, Pierre-Carl, O’DONNELL, Owen, RICE, Nigel, SKINNER, Jonathan S., VAN DOORSLAER, Eddy, R. ZIEBARTH, Nicolas, KELLY, Elaine; « End-Of-Life Medical Spending In Last Twelve Months Of Life Is Lower Than Previously Reported », Health Affairs, vol. 36, no 7, 2017, p. 1211-1217.

BISSONNETTE, Luc, HURD, Michael, MICHAUD, Pierre-Carl; « Individual survival curves comparing subjective and observed mortality risks », Health Economics, vol. 26, no 12, 2017, p. 285-303.

HURD, Michael, MICHAUD, Pierre-Carl, ROHWEDDER, Susann; « Distribution of lifetime nursing home use and of out‐of‐pocket spending », Proceedings of the National Academy of Sciences of the United States of America, vol. 114, no 37, 2017, p. 9838-9842.

BOISCLAIR, David, LUSARDI, Annamaria, MICHAUD, Pierre-Carl; « Financial literacy and retirement planning in Canada », Journal of Pension Economics & Finance, vol. 16, no 3, 2017, p. 277-296.

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Book chapters (2)


CLAVET, Nicholas-James, MICHAUD, Pierre-Carl, NAVAUX, Julien; « Les effets de la diplomation universitaire sur les finances publiques », Le Québec économique 10 : compétences et transformation du marché du travail, CIRANO, 2022, p. 179-200.

GUTIERREZ, Italo, MICHAUD, Pierre-Carl; « Job Insecurity and Older Workers’ Mental Health in the United States », Health and Labor Markets, Emerald Publishing, 2019, p. 71-98.



This award and honor selection covers the last five years.


MICHAUD, Pierre-Carl
Élu membre, Collège de nouveaux chercheurs et créateurs en arts et en science de la Société royale du Canada (SRC), Société Royale du Canada, 2021

BOYER, Martin, D'ASTOUS, Philippe, MICHAUD, Pierre-Carl
Financial Literacy Research Award, Boyer, Martin, Philippe D'Astous, Pierre-Carl Michaud (2019). Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions?, cahier de recherche no. 19-02, Montréal, Chaire de recherche industrielle Alliance sur les enjeux économique des changements démographiques, 73 p., Cherry Blossom Financial Education Institute, 2019

CARRASCO, Marine, MICHAUD, Pierre-Carl
Prix Marcel-Dagenais, Société canadienne de science économique, 2018


This selection of supervision activities covers the last five years.

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Master's thesis direction – MSc in Management (11)





Qui demande la rente de retraite à 60 ans au Canada?, by Maxime Juckenack-Mellinger
March 2020

In codirection with : D'ASTOUS, Philippe
Emprunter pour épargner : Une analyse économique des prêts REER, by Nicolas Bédard
March 2020






Fall 2022

ECON 20851

Winter 2022

ECON 20851A

Fall 2021

ECON 20851

Winter 2021

ECON 20851A

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