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Pierre-Carl Michaud

Professor,  Department of Applied Economics


Pierre-Carl Michaud

Contact information

HEC Montréal
3000, chemin de la Côte-Sainte-Catherine
Montréal (Québec)
Canada H3T 2A7

Email: pierre-carl.michaud@hec.ca
Phone: 514 340-6466
Secretary: 514 340-6463
Fax: n/d
Office: 4.166a

Personal page

Education

  • Ph.D. (sciences économiques), CentER, Tilburg University
  • M.Sc. (économie appliquée), HEC Montréal

Expertise

  • Health Economics
  • Insurance and Savings Economics
  • Applied Econometrics

Current research

  • Economic Challenges of Demographic Change

This publication selection covers the last five years.


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Journal articles (28)


BOYER, Martin, D'ASTOUS, Philippe, MICHAUD, Pierre-Carl; « Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions? », The Review of Economics and Statistics, 2022 (status : online).

BÉDARD, Nicolas, MICHAUD, Pierre-Carl; « Playing with Fire? Household Debt near Retirement in Canada », Canadian Public Policy-Analyse de politiques, vol. 47, no 1, 2021, p. 56-71.

FONSECA, Raquel, MICHAUD, Pierre-Carl, GALAMA, Titus, KAPTEYN, Arie; « Accounting for the Rise of Health Spending and Longevity », Journal of the European Economic Association, vol. 19, no 1, 2021, p. 536-579.

LUSARDI, Annamaria, MICHAUD, Pierre-Carl, MITCHELL, Olivia S.; « Assessing the Impact of Financial Education Programs: A Quantitative Model », Economics of Education Review, vol. 78, 2020, p. 1-13.

LACROIX, Guy, LALIBERTÉ-AUGER, François, MICHAUD, Pierre-Carl, PARENT, Daniel; « The effect of college education on health and mortality: Evidence from Canada », Health Economics, 2020 (status : online).

FONSECA, Raquel, MICHAUD, Pierre-Carl, ZHENG, Yuhui; « The effect of education on health: evidence from national compulsory schooling reforms », SERIEs : Journal of the Spanish Economic Association, vol. 11, no 1, 2020, p. 83-103.

MICHAUD, Pierre-Carl, VAN SOEST, Arthur H. O, BISSONNETTE, Luc; « Understanding joint retirement », Journal of Economic Behavior & Organization, vol. 173, 2020, p. 386-401.

BOYER, Martin, BOX-COUILLARD, Sébastien, MICHAUD, Pierre-Carl; « Demand for annuities: Price sensitivity, risk perceptions, and knowledge », Journal of Economic Behavior & Organization, vol. 180, 2020, p. 883-902.

BOYER, Martin, DE DONDER, Philippe, FLUET, Claude-Denys, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « Long-Term Care Insurance: Information Frictions and Selection », American Economic Journal: Economic Policy, vol. 12, no 3, 2020, p. 134-169.

ACHOU, Bertrand, BOISCLAIR, David, D'ASTOUS, Philippe, FONSECA, Raquel, GLENZER, Franca, MICHAUD, Pierre-Carl; « Early Impact of the COVID-19 Pandemic on Household Finances in Quebec », Canadian Public Policy-Analyse de politiques, vol. 46, no s3, 2020, p. 217-235.

BOYER, Martin, DE DONDER, Philippe, FLUET, Claude-Denys, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « A Canadian Parlor Room–Type Approach to the Long-Term-Care Insurance Puzzle », Canadian Public Policy-Analyse de politiques, vol. 45, no 2, 2019, p. 262-282.

BOYER, Martin, DE DONDER, Philippe, FLUET, Claude-Denys, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « Long-term care risk misperceptions », The Geneva Papers on Risk and Insurance : Issues and Practice, vol. 44, no 2, 2019, p. 183-215.

BOISCLAIR, David, LACROIX, Guy, MARCHAND, Steeve, MICHAUD, Pierre-Carl; « Individual Financial Returns from Quebec Pension Plan Reform Options: Analyzing Proposals to Renew a Second-Pillar Retirement Income Program », Canadian Public Policy-Analyse de politiques, vol. 44, no 2, 2018, p. 134-158.

BOISCLAIR, David, DÉCARIE, Yann, LALIBERTÉ-AUGER, François, MICHAUD, Pierre-Carl, VINCENT, Carole; « The economic benefits of reducing cardiovascular disease mortality in Quebec, Canada », PLoS One, vol. 13, no 1, 2018, p. 1-13.

FRENCH, Eric B., MCCAULEY, Jeremy, ARAGON, Maria, BAKX, Pieter, CHALKLEY, Martin, CHEN, Stacey H., CHRISTENSEN, Bent J., CHUANG, Hongwei, CÔTÉ-SERGENT, Aurélie, DE NARDI, Mariacristina, FAN, Elliott, ÉCHEVIN, Damien, GEOFFARD, Pierre-Yves, GASTALDI-MÉNAGER, Christelle, GORTZ, Mette, IBUKA, Yoko, JONES, John B., KALLESTRUP-LAMB, Malene, KARLSSON, Martin, KLEIN, Tobias J., DE LAGASNERIE, Grégoire, MICHAUD, Pierre-Carl, O’DONNELL, Owen, RICE, Nigel, SKINNER, Jonathan S., VAN DOORSLAER, Eddy, R. ZIEBARTH, Nicolas, KELLY, Elaine; « End-Of-Life Medical Spending In Last Twelve Months Of Life Is Lower Than Previously Reported », Health Affairs, vol. 36, no 7, 2017, p. 1211-1217.

BOISCLAIR, David, LUSARDI, Annamaria, MICHAUD, Pierre-Carl; « Financial literacy and retirement planning in Canada », Journal of Pension Economics & Finance, vol. 16, no 3, 2017, p. 277-296.

HURD, Michael, MICHAUD, Pierre-Carl, ROHWEDDER, Susann; « Distribution of lifetime nursing home use and of out‐of‐pocket spending », Proceedings of the National Academy of Sciences of the United States of America, vol. 114, no 37, 2017, p. 9838-9842.

BISSONNETTE, Luc, HURD, Michael, MICHAUD, Pierre-Carl; « Individual survival curves comparing subjective and observed mortality risks », Health Economics, vol. 26, no 12, 2017, p. 285-303.

LUSARDI, Annamaria, MICHAUD, Pierre-Carl, MITCHELL, Olivia S.; « Optimal Financial Knowledge and Wealth Inequality », Journal of Political Economy, vol. 125, no 2, 2017, p. 431-477.

MICHAUD, Pierre-Carl, CRIMMINS, Eileen, HURD, Michael; « The effect of job loss on health: Evidence from biomarkers », Labour Economics, vol. 41, 2016, p. 194-203.

BLOUIN, Chantal, HAMEL, Denis, VANDAL, Nathalie, BARRY, Amadou Diogo, LO, Ernest, LACROIX, Guy, LAGUË, Johanne, LANGLOIS, Marie-France, MARTEL, Sylvie, MICHAUD, Pierre-Carl, PÉRUSSE, Louis; « The economic consequences of obesity and overweight among adults in Quebec », Revue canadienne de santé publique/Canadian Journal of Public Health, vol. 107, no 6, 2016, p. 507-513.

DELPRAT, Gaetan, LEROUX, Marie-Louise, MICHAUD, Pierre-Carl; « Evidence on individual preferences for longevity risk », Journal of Pension Economics & Finance, Vol. 15, no 2, 2016, p. 160-179.

CÔTÉ-SERGENT, Aurélie, ÉCHEVIN, Damien, MICHAUD, Pierre-Carl; « The Concentration of Hospital-Based Medical Spending: Evidence from Canada », Fiscal Studies : The Journal of Applied Public Economics, vol. 37, no 3-4, 2016, p. 627-651.

BISSONNETTE, Luc, BOISCLAIR, David, LALIBERTÉ-AUGER, François, MARCHAND, Steeve, MICHAUD, Pierre-Carl, VINCENT, Carole; « Projecting the Impact of Population Aging on the Quebec Labour Market », Canadian Public Policy-Analyse de politiques, vol. 42, no 4, 2016, p. 431-441.

CÔTÉ-SERGENT, Aurélie, DUCLOS, Jean-Yves, LEKINA, Alexandre, MARCHAND, Steeve, MICHAUD, Pierre-Carl; « Projections de l’état de santé de la population québécoise et impacts sur le risque de longévité d’un régime de retraite à prestations déterminées », L'Actualité économique, vol. 91, no 4, 2015, p. 567-598.

BOISCLAIR, David, MICHAUD, Pierre-Carl, DUCLOS, Jean-Yves, MARCHAND, Steeve; « Une analyse économique de propositions visant à bonifier la couverture du risque de longévité », L'Actualité économique, vol. 91, no 4, 2015, p. 499-530.

GARON, Jean-Denis, MASSE, Alix, MICHAUD, Pierre-Carl; « Health Club Attendance, Expectations and Self-Control », Journal of Economic Behavior & Organization, Vol. 119, 2015, p. 364-374.

LALIBERTÉ-AUGER, François, CÔTÉ-SERGENT, Aurélie, BOISCLAIR, David, DÉCARIE, Yann, DUCLOS, Jean-Yves, MICHAUD, Pierre-Carl; « Utilisation et coût de l’hébergement avec soins de longue durée au Québec, 2010 à 2050 », Assurances et gestion des risques / Insurance and Risk Management, vol. 82, no 3-4, 2015, p. 23-41.

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Book chapters (1)


GUTIERREZ, Italo, MICHAUD, Pierre-Carl; « Job Insecurity and Older Workers’ Mental Health in the United States », Health and Labor Markets, Emerald Publishing, 2019, p. 71-98.



This award and honor selection covers the last five years.


BOYER, Martin, D'ASTOUS, Philippe, MICHAUD, Pierre-Carl
Financial Literacy Research Award, Boyer, Martin, Philippe D'Astous, Pierre-Carl Michaud (2019). Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions?, cahier de recherche no. 19-02, Montréal, Chaire de recherche industrielle Alliance sur les enjeux économique des changements démographiques, 73 p., Cherry Blossom Financial Education Institute, 2019

CARRASCO, Marine, MICHAUD, Pierre-Carl
Prix Marcel-Dagenais, Société canadienne de science économique, 2018


This selection of supervision activities covers the last five years.

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Master's thesis direction – MSc in Management (11)





Qui demande la rente de retraite à 60 ans au Canada?, by Maxime Juckenack-Mellinger
March 2020

In codirection with : D'ASTOUS, Philippe
Emprunter pour épargner : Une analyse économique des prêts REER, by Nicolas Bédard
March 2020






Winter 2021

ECON 20851A

Fall 2020

ECON 20851

Winter 2020

ECON 20851A

Fall 2019

ECON 20851

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