About the insurance
Your student association offers you the option to become a member of the Alumo group insurance plan.
- This insurance plan complements the RAMQ or Cowan insurance plan, which is mandatory for international students.
- The cost of this complementary insurance is automatically billed to you by your student association.
- You are free to withdraw from this insurance plan. You can make a withdrawal request by consulting Alumo website. It can take up to one week for the withdrawal request to arrive and your HEC en ligne file to be updated.
Coverage
- Canadian students and permanent residents: health and dental insurance
- International students: dental insurance (International students with a health insurance card issued by the government of Quebec may also register for the health coverage).
Coverage period
- AEMBA: From September 1 to August 31.
- AEHEC, AECS and AEPC: From September 1 to August 31 (or, for students admitted for the winter term, from January 1 to August 31).
Services covered
- Health services: Vaccinations, chiropractic, physiotherapy, dietetics, ambulance, hospitalization, etc.
- Eye care: Eye exams, glasses and contact lenses, laser vision correction.
- Travel insurance: Trips of up to 120 days, $5 million per accident, trip cancellation or interruption in case of medical emergency.
- Dental care: Exams, cleanings, fillings, root canals, wisdom tooth extractions, etc.
Billing for all programs
| Care | Fall 2026 | Winter 2027 | Total |
|---|---|---|---|
| Health | $84.59 | $84.59 | $169.18 |
| Dental | $129.77 | $129.77 | $259.54 |
| Health and dental | $214.36 | $214.36 | $428.72 |