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HEC Montreal mandatory insurance: SunLife


All international students are automatically enrolled in the School's health insurance plan for international students (SunLife) as soon as they register at HEC Montréal.

This medical insurance plan covers the student for medical and hospital expenses, as well as for prescription medication. It does not cover costs related to dental or eye care (glasses).  


Travel insurance or insurance from your country will not be accepted by the School. Therefore, avoid enrolling in another insurance plan as it will not exempt you from the School's insurance!      


> > Detailed information on coverage

> > Detailed information on extended health care coverage

> > Sunlife: Fill out a refund claim



Regular International Students: 

You are required to pay your insurance premiums as soon as possible. We encourage you to make your payment before coming to Canada, in order to be covered when you arrive. It is not only a question of physical security but also of financial security, since medical care in North America is among the most expensive in the world


Exchange Students:

Payment during orientation. Credit cards accepted only for exchange students, only during orientation week.


Period of coverage

Coverage is activated as soon as you enter Canada, from the first day of coverage listed below. 

If you arrive prior to the start of coverage, you are responsible for obtaining your own private insurance. 


Term of exchange Period of coverage under the HEC Montréal plan Insurance premium - single student

Fall and Winter

Fall only

Winter only

August 16th to May 31st

August 16th to Dec 31th

January 1st to May 15st




The Admissions Office (Decelles, 5.120) will issue your health insurance card upon presentation of proof of payment.

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