Recently, the Government of Quebec concludes an agreement of reciprocity related with social security relative to health. It includes countries such as: Belgium, Denmark, Finland, France, Greece, Luxembourg, Norway, Portugual, Romania and Sweden.
You can register with the Régie de l'assurance maladie du Québec (RAMQ) if you meet certain requirements.
If this applies to you, you can replace the School's health insurance plan (Sun Life) with the RAMQ. This is the only possible exemption.
|The School's health insurance premium will only be refunded if you present proof of your RAMQ insurance to the Registrar's office before the deadline.|
You are eligible for the RAMQ plan, without charge, if you satisfy all three of the following conditions:
The RAMQ coverage includes medical care from generalist and specialist physicians, as well as hospital expenses. Please note that dental care, vision care (eyeglasses) and prescription medication are not covered by the RAMQ.
However, French and Belgian students are covered under the Public Prescription Drug Insurance Plan.
For costs not covered by the RAMQ, you may wish to buy an optional supplementary insurance plan.
Procure the form* mentioned below and have it signed by the social security authority of your country:
|Beligum||Form BE/QUE 128|
|Denmark||Denmark health card|
|Finland||Form SF/Q 4|
For students in a regular program leading to a diploma from HEC Montréal:
For international exchange students:
|Greece||Form GR/QUE 6|
|Luxembourg||Form LUX-QUE 4|
|Norway||Attestation issued by the HELFO (health administration) or by NAV (Norwegian national insurance scheme for abroad)|
|Portugal||Form POR/QUE 4|
|Romania||Form ROU/QUE 106|
|Sweden||Attestation issued by a competent institution certifying the student's right to heathcare coverage (for example, the Swedish Social Insurance Agency)|
* Please note that any documents not in French or English must be translated into French by a competent authority. See the paragraph on Foreign language documents (under Step 2) posted on the RAMQ website for further information.
1. Make an appointment with the RAMQ (only for the fall semester).*
From August 14 until September 29, you need to make an appointment to present yourself at the office of the RAMQ.
*For the winter semester, you don't need an appointment. Go straight to the RAMQ office.
2. Show up at the RAMQ office :
Régie de l'assurance maladie du Québec
425 Maisonneuve Ouest Blvd
4th floor, office 401
Place des Arts Station or McGill Station
Find on Google Maps
With the required documents :
The student must present a proof of his eligibility to the RAMQ (a copy of his eligibility certificate from the Régie de l’assurance maladie du Québec (RAMQ) OR the picture of his Health Insurance card) covering the full quarter :
All students who have not provided the required documents by the deadline (final date for the payment of the tuition fees : September 14, 2017) will be charged for the cost of the School's insurance.