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Step 2. Obtaining My Health Insurance

Obligatory health insurance

It is mandatory for all foreign students to join the health insurance provided by HEC Montreal for the duration of their stay at the school.

One possible exception: the replacement of the Sun Life Financial health insurance under the free health insurance plan of Québec (RAMQ) for eligible foreign students. If you are eligible, it is important to take the steps to take before your departure.

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Complementary health insurance

A supplementary health insurance is not required by the school, but may be needed to cover costs which are not by Sun Life Financial health insurance or the health insurance plan Québec (RAMQ).

An additional insurance would allow you to cover costs such as those associated with dental care, optical care or related to an accident during a long term traveling abroad (internship, student exchange).

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